Why Choose Us

We are here to help you!

Loans are easier to Negotiate, our Payment Plans are Flexible, but mostly, we are not a bank - we are YOUR Credit Union!

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MCCU International Wire Transfer Details

Wire Transfer Information via NBD

Currency Bank SWIFT Code
USD Bank of America BOFAUS3N
EUR/GBP Lloyds Bank LOYDGB2L
CAD Bank of Nova Scotia NOSCCATT
B/DS National Bank of Barbados BNBABBBB

Beneficiary Bank: National Bank of Dominica Ltd.
NBD Swift Code: NCDMDMDM
NBD Address: 64 Hillsborough Street, Roseau, Dominica
Account #: 115001383
Name: Marigot Co-operative Credit Union

Fixed Deposit

It is the policy of the MCCU to implement and maintain a Fixed Deposit facility as an additional service to members and other business houses and institution.The objective of this is to give members the opportunity to invest additional funds within the society.

One of the best investment you can make, its a Fixed Deposit. You can start to invest as low as EC$1000.00. 

Testimonial

I am Roy Andrew, a long standing member of the Marigot Credit Union. This is the only institution that I do all my banking with and I am totally satisfied with the services they offer. Every step of progress in my life, can be attributed to this Credit Union. I love my Credit Union and I will continue doing business there. Become a member and share my same sentiments!
Period Rate
6 months 2%
1 year 2%
2 years 2.25%
3 years  2.50%
4 years 2.60%
5 years 2.75%

Accounts

Checking

There are two types of Chequing accounts held at MCCU. They are Personal and Business Chequing accounts.

The minimum amount for opening a Business chequing account is EC$750.00 and a Personal chequing account is EC$500.00.

Cheque Book Charges:

EC$15.00 – Business      EC$12.00 – Personal

For more information Call or Email

Overdraft

Its a credit facility which allows you to write checks past your actual balance. This enables you to enjoy the peace of mind to pay your bills even whe your account has been exceeded.

Requirements:
  • Has to be approved
  • Maximum overdraft limit 50,000 approved
  • Repayment 1 year (service can be renewed annually)

Savings

Regular

Everyone needs a Regular Saving Account to care for unexpected expenses and to care for future purchases.

Benefits:
  • A yearly interest is paid base on the surplus of the institution
  • Can be withdrawn at anytime
  • Can be place as a security to loans
Requirement:
  • Valid Picture ID
  • EC$10.00

Save as much as you like as often as you like!


ATM Card

Are you a Card Holder? If not, apply for your ATM Card Now! Visa and Master Card also accepted at our ATM machine.

Benefits:
  • Have access to your cash 24hours 7 days a week
  • No need to wait in line
  • Our cards can also be used at the NCCU atm's
  • Make deposit and pay your loans with your Debit Card
  • Know how much you have in the bank at any given time
Requirements:
  • Must be have an account

Visit our office to apply for your Debit Card. Fees $ 10.00

 

Retirement Savings Account

Grow your Retirement Savings Tax-Free. Plan at an early age for your retirement. Save as much as you would like, earning interest as high as 6% annually.

Benefits:
  • Peace of mind at an age of retirement
  • Earn Interest while saving
  • Security
Requirments:
  • Must be a member
  • Applicant must be 18 years and over

Visit us to apply for RSA account, and start investing in your future.

Note: Funds are non-refundable until age of retirment. Visit us for more information.

Special

Its an account that you can open to save for a special purposes such as Education for your Children, Traveling, business and more. Interest is paid annually.

Requirement:
  • Valid Picture ID
  • EC$10.00

Save Daily

Daily Savings are Funds that is put aside for daily use. Can be withdrawn through the ATM.

Requirement:
  • Valid Picture ID
  • EC$10.00

Extra Services

Bill Payments

Pay all your utility bills on time at MCCU:

and more!

Document Safe Keeping

Documents are stored at the MCCU for safekeeping for members and non members.

 COST - EC$75.00 (one time fee)


Payroll Clearing

Release yourself from the burden of writing checks or preparing payment envelops for individual employees. Do one check, or if you have a business account with the MCCU just send us a list of payroll and we will do the work for you.

For more information Call or Email